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Mutual funds Mutual funds have been promoting, mutual fund sahi hai very aggressively and encouraging investors to invest without knowing the risk in them. As per mutual funds sahi hai website, details of debt funds is given as below: https://www.mutualfundssahihai.com/en/why-should-I-invest-in-debt-funds We must eat a balanced diet for the overall growth and well-being of our body. […]

vodafone exposure: “Debt Funds are safer and better than FDs and give high post-tax return” this has been the narrative since last 2-5 years. But the narrative has not helped much; at least the numbers say so. Share of retail investors in Debt Mutual Funds is just not encouraging. This is due to frequent mishaps […]

Retire from job!!Calculating how much income you will need for retirement isn’t necessarily an easy task. Your health expenses will probably increase, but your home loan/personal loan payments, or Credit Card EMI may decrease or stop. Meanwhile, other expenses might continue to change over time. Of course, you likely won’t have to deal with income […]

Is it SAFE to Save in BANK ? BANKS ARE BROKEN We believe that saving money is the foundation of wealth. But where can you save where your money can keep pace with inflation and be safe? We all know that rates are at their rock bottom, but you may be blissfully unaware of all […]

Failed Transactions: Do not worry next time when you get Failed Transactions. If card to card transaction is failed, banks are liable to pay Rs,100/day of delay in reversal beyond T+1 day. Similarly if the transaction has been done through POS, you will be compensated at Rs.100/day of delay beyond T+5 days. “It has been […]

Cash Value Life Insurance Cash value life insurance is a form of permanent life insurance that features a cash value savings component. This is also called as whole life insurance. When you own cash value life insurance, your premium payments are allocated three ways. First, a portion of each premium pays for the actual insurance […]