Plan for the unexpected: Having a plan for when unexpected things happen is an important part of managing your money. When you’re fit and healthy, it’s hard to imagine life changing. But what would happen if you couldn’t earn an income because you fell ill or became disabled? How would your family manage financially if […]
Insurance
10 Financial resolutions for the new year 2013
1. Spend less – Keep a check on your spending. It sounds simplistic, but many people struggle with this first basic rule. Make sure you know what your job is worth in the marketplace, by conducting an evaluation of your skills, productivity, job tasks, contribution to the company, and the going rate, both inside and […]
Innovative retirement planning for seniors – Reverse Mortgage
Life post retirement under old age can be very difficult and nightmarish without proper financial support. The situation arise due to lack of or improper retirement planning or failed expectations you had from your children regarding taking care of you and your spouse when needed the most. Lots of people don’t have the foresight […]
Life insurance — it’s protection for your family and peace of mind for you.
It’s amazing when you really stop and think about all the effort you put into protecting your family. You provide a roof over their head, a safe, loving environment and the encouragement to tackle each day confidently. You do all this naturally because you love them. Life, unfortunately, doesn’t give us any guarantees that we’ll […]
What are the Advantages to Having Life Insurance?
Life insurance can be an important asset to have, no matter where you are in life. If you have a family of your own, life insurance can help your family survive financially, if they didn’t have your income to support them any longer. And for retirees, life insurance can benefit surviving family members, can be […]
Financial planing for new parents – a quick guide
Fatherhood is a beautiful feeling for every father of a newborn baby. But then a baby changes the whole thing, including your bank balance. While many expenses are inevitable – like medical and vaccination costs – as a new parent, you can still slice major costs with some thought, planning and creativity. Both parents have […]