1. Spend less – Keep a check on your spending. It sounds simplistic, but many people struggle with this first basic rule. Make sure you know what your job is worth in the marketplace, by conducting an evaluation of your skills, productivity, job tasks, contribution to the company, and the going rate, both inside and […]
Retirement planning
Innovative retirement planning for seniors – Reverse Mortgage
Life post retirement under old age can be very difficult and nightmarish without proper financial support. The situation arise due to lack of or improper retirement planning or failed expectations you had from your children regarding taking care of you and your spouse when needed the most. Lots of people don’t have the foresight […]
Saving vs Investing – Do you know the real difference?
It is important to understand the similarities and differences between saving and investing your money. It is also important to be sure that you are doing both within your budget and wealth building plan. Basically saving money is putting money aside on a regular basis. You spend less money than you earn and put the […]
Life Insurance Myths: Get the Facts and Protect What Matters Most – 1
AssuredGain – Chennai’s leading financial planner brings a series of article decoding myths of life insurance. We’ll do anything to protect our loved ones, right? But, far too often, most people don’t have life insurance, or if they do, they do not have enough. Their reason for not having life insurance varies: confusion about the […]
Why hiring CPFA(Certified Personal Financial Advisor) is important for your financial planning?
When you have headache you go to a Doctor, when you need legal help you go to a lawyer .what happens when you need financial planning advice? Selecting your Financial Adviser is the most important decision you will take in your life for you & your family. Choosing a CPFA may help you in following […]
Retirement Planning india for 50+
My Naveen asked me the other day- ” I am 52, should I start retirement planning now ? Am I late starter?” The question prompted me to think on how to do retirement planning for late starters but before we go there, is 52 late in starting? Given all the basics of personal finance like […]