Financial Independence versus Financial Freedom have slight difference. Let us try to understand these two terms and their significance. Financial Independence = Zero-debt + Adequate Emergency Funds + Adequate Health Insurance Cover + Income excluding Salary and Investments >= Average Monthly Expenses So, when you’re financially independent, you don’t owe a penny to anyone and you’ve […]
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Tax planning, a puzzle for you? Not anymore.
Planning for taxes is a priority for all of us. But instead of planning for taxes, it’s ideal to have a financial plan which can be aligned with the tax planning. Remember, our life cover and investments should not be determined only by tax planning. AssuredGain expert will guide you for the right tax planning […]
Retirement Planning india for 50+
My Naveen asked me the other day- ” I am 52, should I start retirement planning now ? Am I late starter?” The question prompted me to think on how to do retirement planning for late starters but before we go there, is 52 late in starting? Given all the basics of personal finance like […]
Rajiv Gandhi Equity Savings Scheme –2012
This is a new tax-saving investment scheme introduced by our finance minister and is now approved for roll out. RGESS is a tax saving scheme meant to invest retail investor’s money into the stock markets that will allow tax breaks. This scheme is similar to ELSS . Let us take a quick insight at its […]
A Day in the Life of an Ordinary Billionaire –
CLASSIC BUFFETTISMS: “Of the billionaires I have known, money just brings out the basic traits in them. If they were jerks before they had money, they are simply jerks with a billion dollars.” “Only when the tide goes out do you discover who’s been swimming naked.” “It’s better to hang out with people better than […]
MBA jobs in chennai for freshers with NCFM
Many MBA graduates are unaware of NCFM and therefore are losing valuable employment opportunity. Many stock-broking firms have made NCFM mandatory for career in stock broking office and same applies for MBA too. Recently few MBA students of a reputed management school in Chennai lost job offer from a reputed stock-broking firm as they did […]