Kisan Vikas Patra is a saving scheme that was announced by the Government of India that doubles the money invested in eight years and seven months. The Directorate of Small Savings Government of India, sells these saving bonds through all Post Offices in the country so that the scheme can be accessed by citizens from […]
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Life insurance in your 30s
In your 20s, everything is shiny and brand new, filled with hope and you are open to experimentation. By your 30s you are starting to settle down. Obligations and responsibilities –a new family, new home, bigger car – start to take up all your time. You may even have started semi-permanently settling in a job […]
Financial Planning- How is the lizard part of your brain costing you money?
How is the lizard part of your brain costing you money? Are you sometimes mystified by how your money seems to mysteriously disappear? That’s because the primitive so-called lizard part of your brain is probably in charge of your spending. In the middle of your brain is a primitive group of nuclei called the basal […]
Eleven Financial Tips For Newlyweds
Congratulations! on taking the first step towards a happy family life. Here are few financial tips that you should keep in mind once you get back from your honeymoon. First and foremost get a marriage certificate made if it was not a court registered marriage. Optional: Change the wife’s name on all legal documents including […]
Do You Need a Financial Planner or an Investment Manager?
If the terms “financial planner” and “investment manager” seem interchangeable to you, you’re not alone. Many people — even financial professionals — have a hard time differentiating. To truly maximize your financial well being, it’s important to understand the difference. Confusion is common because the terms don’t just describe job titles; they also refer to […]
How To Choose The Right Life Insurance Policy
Given that it is used by people to not only protect themselves but also their belongings and loved ones, how does one decide that a particular level of insurance, especially life insurance would be enough? Even in cases, where one holds multiple insurance policies, how would one be able to determine that they are collectively […]