There are 8 major death cases which are not covered in term-life insurance. AssuredGain expert provide detailed information below. Most people know that term-life insurance will give a lump sum death benefit to the nominee on the demise of the insured (policyholder), within the policy term. However, not many know that there certain types of […]
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Term Insurance Claim Settlement Ratio IRDA (2017-2018)
Term Insurance Claim Settlement Ratio is one of the important attributes to measure a company’s performance and customer satisfaction. Claim Settlement Ratio for Term Life Insurance can go to as high as 99%. Based on the latest stats, we have provided below the complete list of Claim Settlement Ratio for various Life Insurance companies in India. The […]
Five rules to help you invest for the long term
Five rules to help you invest for the long term Being a long term investor is also not an easy task, as for long term things might be not in your favour In the current scenario, keeping your savings in bank account doesn’t seem a sound decision as they offer measly interest rates. It could […]
How Fit Are Your Finances? What to Check Up on in The New Year
So how are those 2014 financial resolutions going?” If you find that question cringe-inducing, trust me: you are not alone. And you may be over-reacting. As a financial advisor, I can assure you it’s still plenty early for you to turn your good financial intentions into actionable steps and repeatable systems. All behavior change (weight […]
Are you a Ant or Grasshopper
Remember the story of the ant and the grasshopper? The ant worked hard all summer, gathering wheat grains to store for winter. And the grasshopper? He just hopped around, enjoying the sunshine and laughing at that sweaty ant. Well, once winter hit, the grasshopper wasn’t laughing, but was cold and miserable and hungry. And the […]
Delays are costly in retirement planning
Whether or not you make other New Year resolutions, here is one you should make. Don’t postpone savings or investments. The new urban lifestyle has made people more prone to spending than to saving or investing. With India Inc prospering and young professionals getting handsome packages, people today are financially independent at a younger age. […]