• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
financial planner in Chennai

Financial Planners in Chennai | Financial advisor in Chennai | Assuredgain | Chennai | India

Chennai's #1 Financial Advisor & Planner

  • Blog
  • About Us
    • Employee Financial Wellness Program
    • Free Consultation With chennai’s No.1 Financial Adviser
  • Our services
    • Insurance Planning-
    • Tax planning
    • Investment Planning
    • Child Future Planning
    • Retirement Planning.
    • Employee Financial Wellness Program
  • Contact Us
  • Terms & Condition
  • Privacy Policy
  • Blog
  • About Us
    • Employee Financial Wellness Program
    • Free Consultation With chennai’s No.1 Financial Adviser
  • Our services
    • Insurance Planning-
    • Tax planning
    • Investment Planning
    • Child Future Planning
    • Retirement Planning.
    • Employee Financial Wellness Program
  • Contact Us
  • Terms & Condition
  • Privacy Policy

Common misconceptions of Financial planning dispelled

May 16, 2013 by assuredgain

Common misconceptions of Financial planning dispelled

There are many misconceptions people have about financial planning services. In order to help dispel these misconceptions we have provided you with answers to some commonly asked questions. We would be happy to assist you if you have additional questions or would like to contact us for more information.

  • Will the advice I receive lead to a sales pitch about insurance or annuities?

Not at AssuredGain, we are strictly fee-only. A fee-only financial planner is one who does not sell financial products, period. No annuities, stocks, mutual funds and no life insurance. We offer expert financial advice for a flat or hourly fee. The advice you receive is objective and most importantly puts your best interests first.

  • How do I know if I can afford financial planning advice?

It costs too much not to seek professional advice. We designed comprehensive financial planning services with genuine value and affordability built into our fee structure. Contact us for our current fee schedule.

  • I’d like some nuts and bolts financial planning advice – is AssuredGain just about investing money?

Investing is but one element of a successful financial plan. Our goal is to look at your entire financial picture. Like a conductor of a symphony orchestra, the role of your financial planner is making certain that all the elements together create harmony. At AssuredGain, we provide comprehensive financial planning which can include:

• Cash flow planning
• Income tax planning
• Retirement income planning
• Risk and asset protection planning
• Estate tax planning
• Asset allocation strategies to reflect your goals
• Investment review and planning

  • Isn’t financial planning only for the wealthy?

Financial planning is how the wealthy became wealthy. Financial planning is for everyone. Because everyone, regardless of income or net worth, has dreams, goals, and aspirations. And everyone, is entitled to receive objective and trustworthy professional financial advice.

  • Should I wait until I am closer to retirement age before I start financial planning?

It wasn’t long ago our average life expectancy was 60. Now, most financial planners use 75 years as average life expectancy. Will you have enough money to carry you through until 90 years of age? Living longer means that long-term financial planning is more essential than ever. Early planning leads to a secure and carefree life that you deserve.

  • I’m so busy right now – how long can I expect the financial planning process to take?

Our financial planning process is designed for people with busy lives. AssuredGain can offer you several options including virtual financial planning meetings, phone meetings as well as face-to-face consultations. Most financial plans can be completed in 3-4 weeks. Because we value your time and ours, we have streamlined the paperwork process, and as a result, the majority of our time together can be spent planning for your secure future.

  • I’ve never been good with numbers – will I be able to understand financial planning?

We are a small independent firm. We are going to take the time necessary to understand your individual needs and to answer your questions. Part of our work together involves education as well as implementation. Working with numbers is not easy for many people, but we make it as fun and informative as possible. Our commitment is that you not only understand your financial plan, but implement it as well.

  • How do you deal with someone who is uncomfortable talking about money?

It’s true – money is often considered to be a ‘taboo’ subject, something many people are uncomfortable with or even afraid to discuss. Our approach to financial planning is both light-hearted and respectful of the profound (and often conflicted) issues it can raise in one’s life. Although finance is admittedly a ‘dry’ topic, we work hard to keep it light. Humor is encouraged, even though the results you can expect are serious and effective.

  • Can’t I save money by purchasing a software program and creating my own financial plan?

Our financial plans are highly personalized and tailored to your unique circumstances. Some clients require an emphasis on tax planning, others, cash flow and yet others need retirement income planning. As experts in the field, we pay close attention to the ever changing financial landscape and tax law changes, so you don’t have to. Regardless of your individual needs, we will create a financial plan that is custom designed for your success.

  • What is “fee-only” financial planning?

Our income is derived purely from an hourly or pre-determined flat fee rather than from commissions. This assures that the advice our clients receive is independent, objective and always in their best interest.

  • I’m pretty good at managing my money – why hire a financial advisor?

There is a difference between managing your own finances and managing your own finances optimally. In this complex market and tax environment, we can provide a much needed second opinion to ensure that you are on target to meet your goals.

AssuredGain Financial Planning is physically located in the heart of OMR in Chennai, so we love when our clients come meet us in person. But our clients live next door, across town, out of Chennai and across India. As long as you have access to a phone and/or a high speed internet connection, we can work together.

If you would like to begin a relationship as a AssuredGain client, or just want more information, contact us by email or phone 9962439282.

Related posts:

  1. How to become Crorepati in a few short steps !
  2. How to jump-start your financial plan in 2014
  3. What Benefits can I Expect From Utilizing the service of a Certified Personal Financial Advisor
  4. Retirement Planning india for 50+
  5. Innovative retirement planning for seniors – Reverse Mortgage
  6. 10 Financial resolutions for the new year 2013
  7. Why should you have a Financial Plan?
  8. Do You Need a Financial Planner or an Investment Manager?
  9. Eighth Wonder of the World to get Rich – The Power of Compounding
  10. Eleven Financial Tips For Newlyweds

Primary Sidebar

Recent Posts

  • SBI Life Retire Smart Pension Plan Reviews – Good or bad?
  • What is succession planning and why its important?
  • Bajaj Allianz Life Guaranteed Pension Goal Review- A Guaranteed Trap
  • 2021 Guide to Term life vs Whole life insurance
  • Stock-market Versus Whole-life insurance – Is your money committed or in a relationship

About Us

AssuredGain is a leading wealth management firm specialising in financial planning based in Chennai. We offer all the services traditional financial planners offer, except that at AssuredGain, we do things a little differently……and these differences mean we’re able to maximise your financial success and help you enjoy today – and retire life ready, certain you have enough.

More About Us

Meta

  • Log in
  • Entries feed
  • Comments feed
  • WordPress.org

Archives

  • March 2022
  • November 2021
  • July 2021
  • March 2021
  • October 2020
  • July 2020
  • June 2020
  • May 2020
  • April 2020
  • March 2020
  • February 2020
  • January 2020
  • December 2019
  • November 2019
  • August 2019
  • July 2019
  • May 2019
  • March 2019
  • September 2018
  • June 2018
  • December 2017
  • July 2017
  • March 2017
  • May 2015
  • November 2014
  • July 2014
  • May 2014
  • April 2014
  • February 2014
  • January 2014
  • December 2013
  • October 2013
  • September 2013
  • August 2013
  • July 2013
  • May 2013
  • April 2013
  • March 2013
  • February 2013
  • January 2013
  • December 2012
  • November 2012
  • October 2012
  • September 2012
  • August 2012

Connect with Us

Address: 5/318, Old Mahabalipuram Road, Oggiyampet, Chennai: 600097
Phone: +91-7200039282
Email: info@assuredgain.com

  • +91-7200039282
  • info@assuredgain.com

Tags

Advanced planning Bajaj Allianz- Best financial planner in Chennai Certified financial planner Chennai Chennai Chennai Financial planning education planning Financial Advisor financial freedom financial planner chennai Financial Planning Financial planning chennai Financial planning for singles financial products for women health insurance investment Investment Advice Investor Education LIC policy life insurance Money Money & Finances NCFM ncfm exam ncfm registration ncfm study material Permanent Total Disability personal accident policy policyholder Rajiv Gandhi Equity Savings Scheme real estate Real estate investments retirement planning for seniors retirement planning lic retirement plans india Save Tax savings sensex stockmarket Tax planning Top financial planners in Chennai Wealth Coach wealth management wealth manager Wealth Protection | Tagged insurance

Our Newsletter

Subscribe to our newsletter to get the latest updates from our blog. We respect your privacy.
+91 72000 39282

About Us